When it comes to repairing your credit when you find yourself in a bad credit situation, self-help may be the best way to go. It seems like we are bombarded daily and often by companies that claim they can help you fix your credit for a small fee and that you won't have to worry about at all. However, the truth is that credit repair with personal help is not only possible, but it really is the way to go. Say no to plagiarism. Get a tailor-made essay on "Why Violent Video Games Shouldn't Be Banned"? Get an Original Essay It's not as difficult as many people might think to repair your credit yourself. In fact, the newest trend in credit repair is actually the self-help route. All you have to do is start by pulling a copy of your credit report from all three credit reporting bureaus: Experian, Equifax, and TransUnion. You are entitled to one free credit report per year thanks to the passage of the FACT Act. For the other two you will have to pay, but the fee is usually small, between $10 and $15. After receiving the credit reports, the switch The next step in self-help is to review those reports and verify that the information is accurate. In most cases errors of some kind will occur. These errors can range from a past due account that has been paid to a debt that wasn't yours in the first place. If you find errors, you should contact the credit reporting agency either by telephone or in writing. You will be asked to provide proof of the error and then they, in turn, will be required to notify you in writing of their decision to remove it from your credit report or drop it due to insufficient evidence. Be diligent in this effort. A comprehensive self-help credit repair program involves being aggressive when it comes to your information and the accuracy of that information. Another part of a self-help credit repair program includes developing a long-term plan that will help you keep your credit usage under control. control and a plan to avoid finding yourself in credit problems again. Sure, credit counselors can help you do this, but why pay the money and take the risk of dealing with a less than reputable company? Please note: this is just an example. Get a custom paper from our expert writers now. Get a Custom Essay Do a little research and you will find that there is a lot of information available on the Internet, as well as software programs that can help you with your self-help credit repair program. Repairing your credit on your own requires commitment on your part, but in the long run you will be satisfied with the results and the knowledge that you did it on your own!