Topic > Affordable Care Act - 1139

Health care in the United States is an incredibly complex issue and represents an important part of the national economy. As healthcare costs continue to rise and burden the American family, something needed to be done to address not only the spiraling costs but also the quality of care. Medical innovation and breakthroughs over the years have greatly improved patient care, but many aspects of healthcare have not been sufficiently addressed. Despite proposals from various politicians, advocacy groups and medical leaders across the country, little progress has been made. March 23, 2010 marked a major milestone in American healthcare progress when President Barack Obama signed the Patient Protection and Affordable Care Act into law.1 Although the purpose of this legislation is to change healthcare in a positive way , this law is certainly ambitious. The Affordable Care Act, also known as Obamacare, was passed to increase access to affordable, quality insurance while making coverage more secure. According to the Henry J. Kaiser Family Foundation, over 47 million Americans were uninsured in 2012.2 The exact number of Americans who do not have health coverage is somewhat controversial as some believe this number includes illegal immigrants and those who can afford health coverage, but simply choose not to purchase a plan. Despite the controversy, most of the uninsured come from working families with low income levels. Americans living without health coverage has been a major problem in this country as these people do not receive the proper treatments and preventative therapies they need. Lack of insurance ultimately leads to a lower quality of life and further increases costs in the middle of the paper as a way to provide affordable coverage and peace of mind to Americans. One aspect of the law that gives peace of mind to many parents across the country is the language regarding children's pre-existing conditions. Before the reform law, children could be denied coverage under their parents' plan based on pre-existing conditions. Obamacare made capping and denying benefits to these patients illegal. Young adults, especially those under the age of twenty-six, can now remain on their parents' insurance. Before the law it wasn't always like this. However, with young adults attending college at higher rates and fewer people able to find full-time paying work, this is a big plus for America's young adults. Individuals under twenty-six can maintain coverage even if they get married or are eligible to purchase insurance through their employer.5