One way the Federal Reserve can achieve these goals is by printing money, but excessive money printing can lead to excessive inflation and a depreciation in the value of the dollar which will actually crush the dollar Middle class. The Federal Reserve is also protected in congressional committees with the Federal Reserve Act, so there are a lot of things they can keep secret from congress and the people. As we've seen, bailing out banks and other companies usually ends up benefiting the rich and hurting the middle class, which is partly why there is a huge wage gap. In December 2015 the Fed was confident enough in the economy to once again raise interest rates on loans, but agreed not to raise rates again until it reached its target of a 2% inflation rate. . (Spence, 2016) The US central bank became concerned about why price growth remained below the 2% mark, sitting at 0.04%. (Spence, 2016) Although the inflation rate is currently lower than the expected inflation rate, the economy is expected to have thousands of jobs which will increase wages and increase inflation to the expected rate. (Spence,